Let’s face it! In as much as life in the city is good, it also comes with its burdens. The living cost in these areas is usually high right from the house you live in, the means of transportation you use, to the costs of various commodities. With such an environment, there is no denying that personal saving is becoming relatively challenging. Irrespective of the difficulty
of engaging in personal saving while in the city, one has no option but to save for the future and to cater for emergencies that arise once in a while. Here is a list of easy tips to boost your personal saving even while in the city:
Pay for what’s necessary
City life has a lot of extravagances and luxurious lifestyle. For instance, most restaurants sell their dishes at exorbitant prices. There are also numerous concerts that take place almost every weekend. It’s not like it's bad to attend the shows or treat yourself to your favourite meal. However, the charges of most of these things are normally high, and from the look of things, these are just but luxuries. Therefore, making them a once in a while or doing away with them completely is one way that could help you save some money.
Resort to public means of transport
We are living in a generation that has introduced various concepts in all sectors and transportation has not been left out. For example, there are a new means of taxi transportation identified as Uber. In as much as this is convenient, it should not be used on a daily basis. Refraining from using such means of transportation and sticking to using public means can help you to easily save as the latter is pretty much cheaper compared to the former.
Don’t be deceived! In the city, you will meet all kinds of people: the rich, the middle class and the poor. In case you fall into the last two classes, you do not have to strain yourself to fit in the rich people's class. Doing so will only make you spend money on things you know too well you cannot afford. Therefore, being yourself helps you to save money as you will be purchasing what you can and saving that little cash you tend to make at the end of the day or month.
Take your lunch to school or in the office
The economy is becoming one big hell, and while it is impossible for a big number of people to skip lunch, one can always consider carrying their own lunch to their offices or school. This is because meals have become expensive with the current dynamics. The best way to ensure you save could be through carrying your lunch from home. Of course, some people may have an opinion of how unnecessary that is, but as long as it helps with your personal saving, then this is the road to trek.
Don’t listen to people
One of the things that you are bound to notice while living in the city is that people like living large. However, you are not entitled to living this kind of life. Sadly, people will always question why you are not enjoying the city life. If you listen to people’s negative comments, you will more likely find yourself spending up to the last coin you have on superfluous stuff. Therefore, the best solution, as reported by most financial analysts, is not listening to people and just living your own life.
Those who have tried it know that there is nothing as good as personal saving. Not only does it help you to gain pride in yourself, but it also helps you to solve various emergency situations as they arise. However, without observing the above five tips, it is almost given that personal saving while in the city will be more of a dream that can never come true.