DeeMoney “Refer & Earn Challenge” Campaign

Terms & Conditions

1. Campaign Period

The DeeMoney “Refer & Earn Challenge” Campaign (“Campaign”) runs from 18 May 2026 to 16 July 2026 (“Campaign Period”).

2. Eligibility

2.1 This Campaign is open to existing DeeMoney users who have successfully completed identity verification (KYC) in accordance with DeeMoney’s requirements.

2.2 Participants must maintain a valid DeeMoney account in good standing throughout the Campaign Period.

2.3 DeeMoney reserves the right to disqualify any participant found violating these Terms & Conditions or DeeMoney policies.

3. Campaign Mechanics

3.1 Participants may invite friends to register and use DeeMoney through DeeMoney’s Refer & Earn program using their personal referral code or referral link.

3.2 A “successful referral” refers to a referred user who:

• Registers for a DeeMoney account through the participant’s referral code or referral link,
• Successfully completes identity verification (KYC), and
• Completes a qualifying first transaction within 30 days from the date of sign-up.

3.3 Only successful referrals completed during the Campaign Period will be counted toward the Campaign.

4. Qualification Criteria

4.1 Participants must accumulate a minimum of 15 successful referrals during the Campaign Period to qualify for the Campaign.

4.2 The participant with the highest number of successful referrals during the Campaign Period will be eligible to win the grand prize.

4.3 In the event of a tie, DeeMoney reserves the right to determine the winner based on:

• The earliest completion time of the final qualifying referral, or
• Other criteria that are transparent and fair, and which Dee Money will communicate to participants in advance for their application. 

5. Prize Details

5.1 The winner of the Campaign will receive:

• 1 x iPhone 17 Pro (256GB)

5.2 The color of the iPhone shown in promotional materials is for advertising purposes only and may differ from the actual prize.

5.3 The prize is non-transferable, non-exchangeable, and cannot be redeemed for cash or alternative rewards.

6. Regular Refer & Earn Rewards

6.1 Both the referrer and referee will continue to receive the THB 500 e-voucher reward under DeeMoney’s standard Refer & Earn program, subject to DeeMoney’s standard program terms and conditions.

6.2 The Campaign prize is separate from the regular Refer & Earn rewards.

How to Join the Campaign & Get Your Referral Code

Step 1: Update Your DeeMoney App to the Latest Version

• Go to the App Store (iOS) or Google Play Store (Android) and search for “DeeMoney.”
• Tap Update. (If it shows “Open”, your app is already up to date.)
• Reopen the app to ensure the “Refer & Earn” feature is displayed properly.
• The “Refer & Earn” menu can be found under the “More” options button in the app.

Step 2: Access “Refer & Earn” to Get Your Referral Code

• Open the DeeMoney app and log in to your account.
• Navigate to the Refer & Earn menu.
• Copy your unique referral code or referral link displayed on the screen.

Step 3: Share Your Referral Code or Link with New Users

• Share your referral code or referral link with friends who have never used DeeMoney before.
• You may share via:
• Ask your friends to sign up for DeeMoney using your referral link or by entering your referral code during registration.

Step 4: Your Friend Signs Up and Completes Their First Transaction Within 30 Days

To qualify as a successful referral:

• The referred person must be a new DeeMoney user who has never previously registered with DeeMoney.
• The referred user must complete their first money transfer within 30 days from the date of sign-up.
• Transactions must comply with all program conditions and must not involve fraudulent, suspicious, abusive, or prohibited activities.

7. Winner Announcement & Prize Redemption

7.1 DeeMoney will announce the winner within 40 days after the end of the Campaign Period through DeeMoney’s official communication channels.

7.2 DeeMoney will contact the winner using the phone number or email address registered with their DeeMoney account.

7.3 DeeMoney reserves the right to request proof of identity before prize collection.

7.4 If the winner cannot be contacted within the specified period determined by DeeMoney, DeeMoney reserves the right to select another eligible participant.

7.5 Any taxes, duties, fees, or expenses arising from the prize, including the 5% withholding tax, shall be solely borne and paid by the winner.

8. Fraud, Abuse & Disqualification

8.1 DeeMoney reserves the right to immediately disqualify any participant suspected of:

• Creating fake accounts,
• Self-referrals,
• Fraudulent or suspicious transactions,
• Manipulating or abusing the referral system,
• Violating applicable laws or regulations, or
• Breaching DeeMoney’s Terms of Service.

8.2 DeeMoney’s decision regarding participant eligibility, successful referrals, and Campaign results shall be final and binding.

9. General Conditions

9.1 DeeMoney reserves the right to amend, suspend, cancel the Campaign and/or these Terms & Conditions, by providing at least 7 days' prior notice through DeeMoney’s official communication channels, except in cases of urgent necessity beyond DeeMoney’s reasonable control."

9.2 Participation in this Campaign constitutes acceptance of these Terms & Conditions.

9.3 DeeMoney reserves the right to interpret these Terms & Conditions, provided that any such interpretation must be made on the basis of good faith and fairness in accordance with Section 5 of the Civil and Commercial Code. DeeMoney's decisions shall be final.

9.4 Personal Data Protection: DeeMoney will collect, use, and disclose participants' personal data solely for the purposes of operating this Campaign, in accordance with DeeMoney's Privacy Policy and the Personal Data Protection Act B.E. 2562 (PDPA). Participants have the right to access, rectify, and erase their personal data as prescribed by law. Please refer to DeeMoney's Privacy Policy at https://help.deemoney.com/terms-and-conditions-1/privacy-notice

9.5 Governing Law and Jurisdiction: This Campaign is governed by and construed in accordance with the laws of the Kingdom of Thailand. Any dispute arising from or relating to this Campaign shall be subject to the exclusive jurisdiction of the competent Thai courts.

9.6 Right to Complain: Participants who wish to contest a competition result, disqualification, or any aspect of the Campaign administration may submit a written complaint to DeeMoney at support@deemoney.com within 30 days of the date on which the grounds for complaint became known. DeeMoney will review and respond to the complaint within 30 days of receipt.

10. Additional Terms

Participation in this Campaign is also subject to DeeMoney’s general Terms of Service and the standard terms and conditions of DeeMoney’s Refer & Earn program.